Ann Palrang Mortgage Financing - Home Page

Ann E. Palrang
NMLS # 148331, Manager &
Licensed Mortgage Officer


Use the easy
online forms to
get pre-qualified
for your loan.


Fannie Mae Form 1003
(PDF format)

Equal Opportunity Housing



Home Mortgage Loans in Baltimore Maryland

Type Of Mortgage Loans

There are lots of moving parts to the equation of any mortgage loan with regards to credit criteria, employment history, type of earnings, down payment, etc. Each consumer should begin with a personal consultation and evaluation with a licensed mortgage officer to determine the program best suited for them (First Home Pre-Qualification Now).  The service is free and does not obligate you to purchase a home.

Home buyers looking at regulatory mandates to pick their mortgage is a bit like patients looking a symptoms to diagnose an illness.  A qualified doctor will ask a list of specific questions, order bloodwork, and examine a patient before honing in on a possible cause.  A licensed mortgage officer will ask questions, run a credit report, and review specific documents before suggesting a possible mortgage loan.  One size does not fit all!

Contact Ann Palrang for assistance with finding the right mortgage loan for you.

Mortgage Products to Suit Every Need...

  • Conventional Conforming Loans

Ideal when you desire a home mortgage loan within the conforming loan limit. These mortgages must conform to Freddie Mac or Fannie Mae guidelines.

  • FHA

The Federal Housing Administration insures these loans to enable home buyers to purchase with a minimum down payment.

  • VA

Financing is accessible to entitled veterans and is guaranteed by the Veterans' Administration.

  • Maryland 1st Time Buyer Programs

Ideal when you desire a home mortgage loan within the conforming loan limit. These mortgages must conform to Freddie Mac or Fannie Mae guidelines.

  • Conventional Jumbo Loans

    When you need a home mortgage in excess of the conforming limit. These mortgages must conform to Freddie Mac or Fannie Mae guidelines.

  • Construction Loans

    Consider a construction mortgage when you need short-term financing to construct a new home or remodel your existing home.

  • Construction/Permanent Loans
  • Secure new home construction financing that converts to a permanent loan at the completion of construction.

  • Investment Loans
  • This loan is for purchasing property solely as an investment with the intent of generating rental income, tax benefits and profitable resale.

  • Rural Home Loans

    A loan that provides 100% financing in designated areas of development for rural properties.

Loan Terms - 10, 15, 20, 25, 30 years

  • Various Fixed-Rate-and-Term Loans

    Spread your payments out or select a shorter term. It's up to you. The fixed-rate mortgages come in terms to suit your individual needs.

  • Buy Downs

    With this financing option, you can pay additional points up front in order to permanently or temporarily lower your mortgage interest rate.

  • Adjustable Rate Programs (ARM)

    Adjustable programs offer you a fixed rate for a limited period of time, after which you may be subject to rate adjustments at regular intervals.

Maryland mortgage loans, Maryland home mortgages

Mortgage Lenders in Baltimore County, MD

Mortgage Lenders in Harford County, MD

Contact Ann Today! 

410-933-1800 Ext 1500
410-336-2667 (cell)

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs.

First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 Privacy Policy.



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